Black Swan events do happen. Maybe not this year, but within this decade, my estimate is we'll have at least 2, that steer the path for humanity. As always, some will lose and some will gain short term, and there will be always a new elite, like the burgeois in the XVI-XVIII-th century, who became the new nobility in the XXth.. with the computer-era new rich, the digital economy new ones, here comes the AI-money cohort.